Yacht Harbor Palm Coast: Marina-Focused Condo Living
May 28, 2026
May 28, 2026
If you want coastal condo living with a real boating component, Yacht Harbor Village in Palm Coast stands out quickly. This is not just a condo building near the water. It is a marina-centered community where the docks, Intracoastal setting, and resort-style layout shape how you live day to day. If you are comparing second homes, full-time residences, or low-maintenance waterfront options, this guide will help you understand what makes this community distinct. Let’s dive in.
Yacht Harbor Village is a 92-acre community in Palm Coast with a mix of single-family homes, condominium units, and a marina. According to the Dunes Community Development District report, the community includes 205 single-family home sites, 88 condominium units, and a marina with 210 boat slips.
The setting is a major part of the appeal. Public records place the community between State Road A1A, the Intracoastal Waterway, Jungle Hut Road, and the Hammock Dunes Toll Bridge. That location gives you a waterfront feel with strong access to the Palm Coast coastal corridor.
For some buyers, being near water is enough. For others, the lifestyle only works if your boat, dock access, and waterfront routine are part of the same daily experience. That is where Yacht Harbor Village separates itself from many other condo options in Palm Coast.
Hammock Beach Marina sits at Mile Marker 803 on the Intracoastal Waterway and markets slips from 30 feet to over 100 feet, including catamaran-friendly options. The marina also lists concrete floating docks, pump-out service, water, 30-, 50-, and 100-amp hookups, and 24-hour on-site security.
If you are a boating buyer, that matters because it shifts the community from water-view living to true boating convenience. You can focus your home search around slip access, vessel size, and how often you plan to be on the water, rather than treating the marina as an off-site extra.
One of the strongest lifestyle features here is how compact the community feels once you are inside it. Official marina amenity materials place the condo buildings, docks, club pool, fitness center, restrooms, showers, laundry facilities, tennis courts, and guest parking within the same site.
That layout supports a more walkable, low-hassle routine. If you value a lock-and-leave condo or a seasonal home that does not require much day-to-day planning, that kind of setup can be very appealing.
The marina and resort network also market access to a captain's lounge, shuttle service to the resort, multiple pools, spa access, beach access, pickleball, tennis, fitness facilities, golf, and dining options. Still, there is an important detail to understand before you buy.
This is one of the biggest points buyers should clarify early. The Club at Hammock Beach states that condo ownership does not require club membership, and HOA dues do not include club amenities.
The club also states that amenities require membership, day passes are not offered, and memberships are annual only. In simple terms, you should not assume that buying a condo here automatically gives you access to every resort feature you may see marketed alongside the community.
That does not make the community less appealing. It just means you should evaluate it with a clear understanding of what is included, what is optional, and what may carry a separate cost.
The condo product at Yacht Harbor Village is relatively consistent, which can make your search easier. Public listing data commonly shows 2-bedroom, 2-bath units around 1,351 or 1,570 square feet, along with 3-bedroom, 3-bath units around 1,918 square feet.
Listings and recent sales often highlight open or split floor plans, private balconies, water or Intracoastal views, and elevator or under-building parking access. Those features fit buyers who want a comfortable coastal footprint without stepping into the maintenance demands of a larger single-family waterfront home.
Interior finishes shown in public listings often include tile floors, solid-surface or granite-style counters, walk-in closets, wet bars, laundry rooms, and furnished or turnkey presentation. Many listings also position these condos as low-maintenance homes that pair well with a marina and resort-oriented lifestyle.
Current public listing data shows six active listings in the building with asking prices ranging from $344,000 to $679,000. Recent public sales at the same address include a 2-bedroom, 2-bath unit at $385,000 in March 2026, another 2-bedroom, 2-bath unit at $399,000 in November 2025, and a 3-bedroom, 3-bath corner-style unit at $575,000 in January 2026.
That range reflects more than just square footage. View orientation, floor plan, updates, furnishings, and corner positioning can all affect pricing. If you are comparing options here, it helps to evaluate value unit by unit rather than relying only on average price per square foot.
Condo buyers should pay close attention to the full monthly cost structure. Public listings show association fees around $475, $489.44, and $583 per month for some units, while others show a second association fee or total monthly costs above $1,200.
Some listings also mention separate club-related costs. That means your real carrying cost may depend on more than the base condo fee. Before you make an offer, it is smart to verify condo dues, any additional association obligations, marina-related fees, and whether any club charges or food-and-beverage minimums apply.
Because this is a five-story coastal condominium building completed in 2006, Florida condo law is especially relevant. State law requires a structural integrity reserve study at least every 10 years for condominium buildings that are three habitable stories or higher, and milestone inspections for qualifying buildings by the year they reach 30 years of age and every 10 years after that.
For you as a buyer, the takeaway is practical. Do not judge the building only by current dues or by how polished a unit looks online. Ask to review the latest reserve study, engineering reports, recent meeting minutes, budget information, and any assessment history.
That step is especially important if you are buying from out of town or focusing on a second-home purchase. A well-informed review can help you understand both current ownership costs and future building obligations.
Your intended use matters when you run the numbers. The Flagler County Property Appraiser states that property values are assessed as of January 1 each year, and the homestead exemption deadline is March 1 if the condo will be your primary residence.
If you are deciding between full-time living and seasonal ownership, this is worth reviewing early. Comparing taxes, monthly fees, and any optional club costs can give you a clearer picture of the true cost of ownership before you write an offer.
This community can make sense for several types of buyers. If you want a boating-oriented condo with nearby slip options, a lower-maintenance second home, or a waterfront residence with a compact amenity layout, Yacht Harbor Village may deserve a close look.
It can also appeal to buyers who want flexibility. Since club membership is separate, you can evaluate the condo lifestyle on its own and then decide whether membership aligns with how often you plan to use those extra amenities.
The key is to match the property to your actual lifestyle. If your priorities include boating access, easy upkeep, elevator access, water views, and a Palm Coast waterfront setting, this community checks several important boxes.
A smart purchase here starts with clear questions. Before moving forward, make sure you request and review:
Those details can help you compare one unit to another with more confidence. They also reduce the chance of surprises after closing.
If you are considering Yacht Harbor Village, local guidance can make the process much easier. From reviewing condo documents to helping you compare lifestyle fit, pricing, and ownership costs, working with a Palm Coast advisor who understands waterfront and amenity-driven communities can save you time and help you make a more confident decision. To explore available opportunities in Palm Coast, connect with Goodman Group Luxury Real Estate.
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5182 N OCEAN SHORE BLVD UNIT C PALM COAST FL 32137