October 1, 2026
"This is a very important event that needs to be remembered, and we wanted to make an impact." That's what Lisa Fisher, a lead on the Hammock Dunes Owners Association's Social Activity Committee, told Observer Local News after residents lined Camino del Mar with 2,977 small American flags on September 11. One flag for every life lost in the 2001 attacks, planted along the main road through a community that has been holding its social calendar together with volunteers since the late 1980s.
What made the ceremony notable wasn't the flag count. It was that Hammock Dunes had never done this before. Not once, in nearly four decades as a gated, oceanfront golf community.
Hammock Dunes traces back to a 1984 Development of Regional Impact approval that cleared roughly 2,258 acres for what would eventually become four separate communities: Hammock Dunes, Ocean Hammock, Hammock Beach, and Yacht Harbor Village. Construction on the first homes started in 1988. The first residents moved into the Granada Estates neighborhood in 1989, the same year the Tom Fazio-designed Links Course opened. By any measure, this is an established place. Roads paved, gates staffed, a private club built out with two courses and a clubhouse that opened in 1991.
And yet, per the Owners Association's own account of the September ceremony, it was the first time the community had marked September 11 this way. The Social Activity Committee timed it deliberately: 2026 marks both the 25th anniversary of the attacks and the 250th anniversary of the United States, and the committee decided that coincidence was worth building something around.
The mechanics were simple. Flags went up along Camino del Mar. Resident Rosemary Del Rosario sang the national anthem. The group observed a moment of silence at 8:46 a.m. and again at 9:03 a.m., the exact minutes each tower was struck. Mike Hayek, who co-leads the committee with Fisher and fellow volunteer Beth Mohan, put it plainly afterward to Observer Local News: "These are little flags, but they have a big impact when you see those flags out there."
Here's the part worth sitting with if you live in Hammock Dunes and assume the community's traditions are mostly set. They aren't, at least not the ones that carry the most weight.
The Hammock Dunes Club, the private country club portion of the community, runs on a different track entirely. It's one of a small number of clubs in the country to hold both Platinum Club of America and Distinguished Emerald Club of the World status, the kind of recognition that comes with professional staff, a members-first calendar, and decades of institutional polish. Membership there is optional and separate from the Owners Association.
The Patriot Day ceremony didn't come from the Club's calendar. Three neighbors on a volunteer committee organized it that year. Mohan's comment to Observer Local News after the event makes their hopes for the event explicit: "The committee leaders said that they would like for the event to become a tradition." Not that it already was one. That it might become one, if this year's version landed the way they hoped.
That's a different way to think about how a 37-year-old gated community keeps adding to its own culture. The infrastructure, the architectural review board, the gatehouses, all of that was set decades ago by developers and the Owners Association's governing structure. But the parts of community life that actually make residents show up on a Wednesday night, whether it's a flag ceremony or something smaller, are still being invented in real time by people who live here.
The Patriot Day tribute isn't the only thing running through that same committee structure. Hammock Dunes' own news page lists a handful of other traditions the Social Activity Committee and adjacent resident groups keep alive year after year:
That range says something. This isn't a committee that only handles parties, and it isn't one that only handles logistics. The same small group of volunteers moves between organizing a chorus and fielding questions about dune restoration, between a car show and a 9/11 tribute. In a community built around a private club with a nationally recognized calendar, resident volunteers also contribute to community life.
The honest answer is nobody knows yet. One ceremony doesn't make a tradition. What makes Hayek's comment worth remembering is the acknowledgment that it takes more than one year, more than one committee push, before something like this becomes part of how a community marks a date on the calendar.
If the flags go back up next September, that will say more about Hammock Dunes than the ceremony itself did. It will mean a handful of residents decided a new tradition was worth repeating, then did the work of repeating it, the same way the Fall Beach Party and the Community Chorus got repeated enough times to become fixtures nobody has to be convinced to attend anymore.
For now, what happened on Camino del Mar this September was one committee's answer to a coincidence of anniversaries. Whether it turns into the kind of tradition the Fall Beach Party already is depends on whether Fisher, Hayek, and Mohan decide to run it back next year, and whether enough neighbors show up again to make that decision easy.
If you're curious about what else runs through Hammock Dunes beyond the golf courses and the gates, Goodman Group Luxury Real Estate keeps track of the community's calendar as closely as its closings, because the people who plant flags on Camino del Mar are the same ones who make the neighborhood worth paying attention to in the first place.
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